Kerala Lottery Prize Claim Guide 2026

How to Claim Kerala Lottery Prize — Complete Guide

Everything you need to know about claiming your Kerala State Lottery winnings, from required documents to tax deductions and step-by-step process.

Where to Claim Your Kerala Lottery Prize

The location where you claim your Kerala lottery prize depends on the amount you have won. Kerala State Lottery Department has established a tiered system to make prize collection convenient for winners at every level.

Tier 1
Prizes Up to ₹5,000

Claim from any authorized Kerala lottery agent or district lottery office. You can visit any lottery seller or agent across Kerala to collect your prize. The agent will verify your ticket and pay you the prize amount on the spot.

Tier 2
Prizes from ₹5,001 to ₹1,00,000

Claim from any District Lottery Office in Kerala. Visit the district lottery office with your winning ticket and required documents. The prize will be processed and paid after verification, usually within a few working days.

Tier 3
Prizes Above ₹1,00,000

Claim from the Directorate of Kerala State Lotteries, Vikas Bhavan, Thiruvananthapuram. Major prizes including first prize, second prize, and bumper lottery prizes must be claimed directly at the state headquarters. Your ticket will undergo thorough verification before the prize is disbursed.

Documents Required to Claim Kerala Lottery Prize

Before heading to the lottery office, make sure you have all the necessary documents ready. Missing any document may delay your prize claim.

Bank Account Details

For prizes above ₹5,000, carry your bank passbook or a cancelled cheque. The prize amount will be credited directly to your bank account after tax deduction.

Time Limit for Claiming Kerala Lottery Prize

30 Days from Draw Date

You must claim your Kerala lottery prize within 30 days from the date of the draw. After this period, the prize amount is forfeited and cannot be claimed under any circumstances. Do not delay your claim.

The 30-day window includes weekends and public holidays. However, if the last day falls on a government holiday, you may claim on the next working day. It is strongly recommended to claim your prize as soon as possible to avoid any last-minute issues.

Tax Deduction on Kerala Lottery Winnings

Lottery winnings in India are taxable under Section 194B of the Income Tax Act. The Kerala State Lottery Department deducts tax at source (TDS) before disbursing the prize money.

Prize Amount Tax Deduction You Receive
Up to ₹10,000 No tax (0%) Full amount
₹10,001 – ₹1,00,000 30% TDS + 4% cess ~68.8% of prize
Above ₹1,00,000 30% TDS + 4% cess ~68.8% of prize

Effective Tax Rate: ~31.2%

The total tax deduction is 30% income tax plus 4% health and education cess on the tax amount, making the effective rate approximately 31.2%. For example, on a ₹1,00,00,000 (1 Crore) first prize, approximately ₹31,20,000 is deducted as tax, and you receive about ₹68,80,000.

If you do not provide a PAN card for prizes above ₹1,00,000, the TDS rate increases to 20% (or the applicable higher rate). Always carry your PAN card to avoid excess tax deduction.

Step-by-Step Process to Claim Kerala Lottery Prize

Follow these steps carefully to ensure a smooth and successful prize claim.

  1. 1

    Verify Your Winning Ticket

    Check your ticket number against the official Kerala lottery results published at result.keralalotteries.com or use the Search My Lottery app. Confirm the draw name, draw number, date, and series before proceeding.

  2. 2

    Sign the Back of Your Ticket

    Immediately sign the back of your winning ticket with your full name, address, and contact number. This establishes your ownership and protects against theft or loss.

  3. 3

    Make Photocopies of the Ticket

    Take clear photocopies of both the front and back of the ticket for your personal records. The original ticket will be surrendered during the claim process.

  4. 4

    Gather All Required Documents

    Collect your government photo ID, two passport-size photographs, PAN card (for prizes above ₹1,00,000), and bank passbook or cancelled cheque.

  5. 5

    Visit the Appropriate Claim Location

    Based on your prize amount, visit the lottery agent (up to ₹5,000), district lottery office (₹5,001 to ₹1,00,000), or the Directorate of Kerala State Lotteries in Thiruvananthapuram (above ₹1,00,000).

  6. 6

    Submit Your Ticket and Fill the Claim Form

    Hand over your original winning ticket and fill out the prize claim form provided by the lottery office. Attach your photographs and copies of ID documents as required.

  7. 7

    Receive Your Prize

    For small prizes (up to ₹5,000), you receive cash on the spot. For larger amounts, the prize is credited to your bank account after verification and tax deduction. The process may take a few working days to a couple of weeks for major prizes.

Important Tips for Kerala Lottery Winners

Protect your winnings and ensure a hassle-free claim process with these essential tips.

Sign Your Ticket Immediately

As soon as you purchase a lottery ticket, sign the back with your full name. An unsigned ticket can be claimed by anyone who possesses it.

🔒

Keep the Ticket Safe

Store your lottery ticket in a secure, dry place. Do not fold, damage, or laminate it. A damaged ticket may cause delays or rejection during verification.

📷

Do Not Share Photos Online

Never share photos of your winning ticket on social media or messaging apps. The ticket number and barcode visible in photos can be misused.

Verify from Official Sources

Always cross-check your result from the official Kerala Lotteries website or the Search My Lottery app. Do not rely on unofficial WhatsApp messages or social media posts.

📅

Claim Before the Deadline

Do not wait until the last day. Claim your prize well within the 30-day window to account for any unforeseen delays or documentation issues.

👥

Beware of Fraudsters

The lottery department will never ask for advance payment or fees to release prizes. Do not fall for phone calls or messages claiming you have won and asking for money.

Frequently Asked Questions

How long do I have to claim a Kerala lottery prize?
You must claim your Kerala lottery prize within 30 days from the date of the draw. After 30 days, the prize is forfeited and cannot be claimed. It is advisable to claim your prize as early as possible to avoid missing the deadline.
What is the tax on Kerala lottery winnings?
Kerala lottery prizes above ₹10,000 are subject to 30% income tax deducted at source (TDS) under Section 194B of the Income Tax Act, plus an additional 4% health and education cess. The effective tax rate is approximately 31.2%. For example, on a ₹1,00,00,000 (1 Crore) first prize, approximately ₹31,20,000 is deducted as tax.
Can someone else claim my Kerala lottery prize on my behalf?
No, the Kerala lottery prize must be claimed by the ticket holder in person. The person presenting the ticket must carry valid government-issued photo identification. Lottery prizes are non-transferable, and third-party claims are not accepted by the Kerala State Lottery Department.

Check Your Kerala Lottery Result Now

Use Search My Lottery to instantly check if your ticket is a winner. Scan the barcode or search by ticket number.

Check Results